Insurance for Truck Accident Claims
When a motor vehicle collides with a commercial truck, the passengers of the smaller vehicle usually incur serious injuries. An accident of this serious nature may leave individuals and families with high medical and rehabilitation costs. These expenses may exhaust the coverage of your insurance policy and leave you in financial distress. Fortunately, there may be multiple sources of compensation available if you have been involved in a truck accident. With the help of an attorney, you may be able to turn to several insurance companies for benefits to cover the costs of your injuries.
Commercial Auto Insurance Requirements in Texas
In Texas, the minimum liability insurance coverage is defined under §601.072 of the Transportation Code. The minimum amount of insurance coverage allowed under the law is the following:
- $30,000 for bodily injury or death of one person
- $60,000 for bodily injury or death of two or more persons
- $25,000 for property damage
This is the very basic amount allowed and is known as 30/60/25 coverage. All trucking companies have a duty under §502.046 to be able to show financial responsibility for their vehicles. This can either be done through the documents described under §601.053 (ex: motor vehicle liability insurance policy, insurance binder, surety bond certificate, etc.) or a liability self-insurance. It also must comply with all requirements that are spelled out in §1952.052, as well as §§2301.051 to 2301.055.
Filing an Insurance Claim Following a Trucking Accident
It takes an experienced legal mind to identify sources of compensation and then pursue those claims effectively as victims may have claims against four or more different insurance companies. Without legal counsel, you may file for the wrong type of claim or miss out on potential monetary damages. At Gene Toscano, we will fight aggressively to make sure that you recover the maximum compensation available from all sources.
We can help you navigate through the complexity of insurance claims and will pursue all options for insurance compensation on your behalf. Our legal team has the resources and know-how to handle complex insurance issues, including those involving third-party claims. It may be that a company has produced defective truck equipment, shown negligence in hiring, or demonstrated other forms of negligence. Our team will work tirelessly to identify who is responsible for your trucking accident.
Free Consultations for Victims of Personal Injuries
Make the right choice for you and your family. Call the personal injury attorneys of Gene Toscano Inc. today at (210) 732-6091, the law firm that’s been trusted for over 50 years, to pursue maximum compensation for personal injuries.